has anyone ever used Ameriplan dental, health, and vision insurance before?is it legit?
they supposedly give you fat discounts on vision,dental, and health, and even life insurance.even though they are not an insurance(they send you a card looks like a debit card in the mail and you have coverage the very next day) just a company that works with doctors and other companies that are willing to give you discounted prices.does anyone know of any other insurance that is very low-cost?websites?thanks!
You should read the Federal Trade Commission warning on my site about discount companies. If you end up in a hospital you’ll still be responsible for the majority of the bill which could run many thousands of dollars.
Buy health insurance. A high deductible plan is cheaper than most discount plans and covers more of the risk. Discount plans for dental are fine because nobody has lost a home having to pay for a root canal (in other words, most dental issues cost less than $1,000…a heart attack can run in the hundreds of thousands). For vision…go to WalMart. $85 gets you a full exam and contact fitting.
Oh, and most importantly, you should keep in mind that insurance usually ALREADY gives you these discounts and in some cases the discounts are greater than many discount plans.
You should read the Federal Trade Commission warning on my site about discount companies. If you end up in a hospital you’ll still be responsible for the majority of the bill which could run many thousands of dollars.
Buy health insurance. A high deductible plan is cheaper than most discount plans and covers more of the risk. Discount plans for dental are fine because nobody has lost a home having to pay for a root canal (in other words, most dental issues cost less than $1,000…a heart attack can run in the hundreds of thousands). For vision…go to WalMart. $85 gets you a full exam and contact fitting.
Oh, and most importantly, you should keep in mind that insurance usually ALREADY gives you these discounts and in some cases the discounts are greater than many discount plans.
References :
Get as much resource as you can maybe is one option,however it could be quite time consuming,here
http://www.HealthInsuranceFree.info
is one resource i have had good experience.
References :
Insurance is always the best way to go if you can afford it. However, I use AmeriPlan and it works very well, especially with dental.
As an example, with regular insurance you might pay up to $450 (my quote for my son) per month and a copay of $35 every time you go to the doctor. If you are a well person and only visit the doctor once or twice a year, you are paying alot for that insurance. Whereas with AmeriPlan you are only paying less than $30 dollars per month and you might pay $50 or $100 for a visit.
You must choose what’s best for you. If you make a lot of money go with regular insurance. If you don’t, consider AmeriPlan because it comes with a hospital advocate that will go in an renegotiate your bill if it is over $2500.00.
Do your homework and make the best decision for you.
Good luck!
References :
Personal experience. Was so sold on the product I became a representative. http://www.mybenefitsplus.com/40433032