Comments on: What health insurance is recommended for a single dad with 3 kids, with a budget but have decent coverage?

By: redred1

redred1 — Fri, 09 Apr 2010 21:19:59 +0000

find abroker they deal in all kinds of ins.maybe if you call him he can get one in cal.or find one like him in cal.
References :
larkin&assoca. (master general agent,certified senior advisor)cell972-741-7011

By: brent_t_tx

brent_t_tx — Fri, 09 Apr 2010 20:29:59 +0000

Find a local CA insurance agent and let them help you. You might look at a HSA (Health Savings Account) since you do not go to the dr often. OR price a higher deductible plan that has a $25 or $35 dr office co-pay. For dental check out http://www.txdent.com or http://www.dentalinsurance.com/affiliate/click.asp?siteid=1744&key=get_quote
References :
HSA Information http://www.dentonhealthinsurance.com/hsa.html
residents of Texas can get a quote
http://www.dentalinsurance.com/affiliate/click.asp?siteid=1744&key=get_quote

By: FORNIDO

FORNIDO — Fri, 09 Apr 2010 20:22:59 +0000

Try this: http://www.everyonebenefits.com/fornido It is not insurance, but a health plan that will enable you to have medical, dental, vision, etc for a fraction of the cost of health insurance. It covers your entire family, and you can invest the difference and save tons of money. Good luck!
References :

By: Tammy R

Tammy R — Fri, 09 Apr 2010 20:04:59 +0000

Here is a Nationwide 15 year old company that offers VERY affordable Medical/Dental also includes Vision, Prescription and Chiropractic plans for families.

http://www.helpyousavenow.com

I hope this helps, It has saved my family hundreds of dollars.

Tammy
References :

By: Bradley S

Bradley S — Fri, 09 Apr 2010 19:19:59 +0000

Instead of taking recommendations online, you should contact a professional who works with several different companies—an insurance broker. A broker will be able to match you up to the best coverage at the best price. To find an insurance broker in your area, log on to a site like http://www.healthinsurancewiz.com and complete a form asking for a free quote. Your request will be sent to a broker in your area who has paid for the service, demonstrating a willingness to work for you. The broker will do the legwork at no charge and offer his or her advice. You are not obligated to go with their findings. Good luck!
References :

By: Rick

Rick — Fri, 09 Apr 2010 19:00:59 +0000

If you are self employed, I would look into the Lumenos HSA or HIA plans being offered through Blue Cross of California.

The premiums are decent, and even though they have a higher deductible, preventative or wellness benefits are covered at 100% – no out of pocket to you.

With the HSA Plans you fund a separate tax advantaged account to pay for services while you are in your deductible period.

With the HIA plans, Blue Cross funds a separate $500 account for each insured – this account is used to pay for the first $500 in medical expenses for the year – then subject to deductible and coinsurance.

Both are great plans with great wellness benefits and they limit your out of pocket maximums as well.

Please let me know if you need additional assistance
References :
http://www.KnoxAssociates.net

By: mbrcatz17

mbrcatz17 — Fri, 09 Apr 2010 18:50:59 +0000

One through your employer. You can’t get vision and dental that doesn’t cost more than it pays, except through an employer group policy.

Otherwise, just go to your local agent, ask them to give you a couple quotes on a private policy.
References :
agent, 21+ years